Check how much you can earn with PPF

%(+0.25%)
This cannot be changed
  • Monthly
  • Quarterly
  • Yearly
View output as:
  • Graph
  • Table

years

InvestedInterest Maturity amount
7.5 Lacs 6.06 Lacs 13.56 Lacs

Inflation @
  • 4%
  • 6%
  • 8%
Total amount invested Interest earned
Note: Interest will be compounded yearly
Year of depositAmount depositedInterest earnedYear end Balance
1Y₹50,000₹3,550₹53,550
2Y₹1,00,000₹10,903₹1,10,903
3Y₹1,50,000₹22,327₹1,72,327
4Y₹2,00,000₹38,112₹2,38,112
5Y₹2,50,000₹58,568₹3,08,568
6Y₹3,00,000₹84,026₹3,84,026
7Y₹3,50,000₹1,14,842₹4,64,842
8Y₹4,00,000₹1,51,395₹5,51,395
9Y₹4,50,000₹1,94,094₹6,44,094
10Y₹5,00,000₹2,43,375₹7,43,375
11Y₹5,50,000₹2,99,705₹8,49,705
12Y₹6,00,000₹3,63,584₹9,63,584
13Y₹6,50,000₹4,35,548₹10,85,548
14Y₹7,00,000₹5,16,172₹12,16,172
15Y₹7,50,000₹6,06,070₹13,56,070
Summary:
  • Public Provident Fund offers guaranteed returns along with tax deduction u/s 80C, so it is still the go-to investment option for many investors
  • You can invest a maximum of Rs 1.5 lakh in PPF in a financial year. The interest rate is subject to quarterly review by the Finance Ministry.
  • PPF is an Exempt-Exempt-Exempt investment, so the principal invested, the interest earned, and the maturity amount are all tax-free.
  • The online PPF Calculator automatically applies the PPF calculation formula to help you determine the size of the future corpus from your investments.