Car Loan EMI Calculator

Purchasing a car is a dream for many of us. It can also be a crucial goal for some of us. But to buy a car, one needs a considerable amount of money. So, people tend to go for a car loan. But before you take a car loan, you must estimate the monthly EMI you will need to pay. Calculating an EMI is a difficult process. So, you can use a car loan EMI calculator. It is an online tool that assists in calculating your EMI.

Calculate your monthly EMI amount

Loan tenure

Principal amount Total interest

Monthly EMI Amount

₹

8 1 89 ,85 86 86

Principal amount

₹

81 80 ,80 80 ,80 80 80

Total interest

₹

81 ,87 83 ,89 86 89

Total Amount

₹

81 81 ,87 83 ,89 86 89

Amortization schedule

Calendar year wise Financial year wise

Year

Principal

Interest

Total Payment

Outstanding Balance

Loan paid to date

2024

₹1,30,140

₹45,956

₹1,76,094

₹8,69,860

13.01%

Apr	₹14,149	₹5,417	₹19,566	₹9,85,851	1.41%
May	₹14,226	₹5,340	₹19,566	₹9,71,624	2.84%
Jun	₹14,303	₹5,263	₹19,566	₹9,57,321	4.27%
Jul	₹14,381	₹5,185	₹19,566	₹9,42,941	5.71%
Aug	₹14,459	₹5,108	₹19,566	₹9,28,482	7.15%
Sep	₹14,537	₹5,029	₹19,566	₹9,13,945	8.61%
Oct	₹14,616	₹4,951	₹19,566	₹8,99,330	10.07%
Nov	₹14,695	₹4,871	₹19,566	₹8,84,635	11.54%
Dec	₹14,774	₹4,792	₹19,566	₹8,69,860	13.01%

2025

₹1,83,660

₹51,132

₹2,34,792

₹6,86,200

31.38%

Jan	₹14,854	₹4,712	₹19,566	₹8,55,006	14.5%
Feb	₹14,935	₹4,631	₹19,566	₹8,40,071	15.99%
Mar	₹15,016	₹4,550	₹19,566	₹8,25,055	17.49%
Apr	₹15,097	₹4,469	₹19,566	₹8,09,958	19%
May	₹15,179	₹4,387	₹19,566	₹7,94,779	20.52%
Jun	₹15,261	₹4,305	₹19,566	₹7,79,518	22.05%
Jul	₹15,344	₹4,222	₹19,566	₹7,64,175	23.58%
Aug	₹15,427	₹4,139	₹19,566	₹7,48,748	25.13%
Sep	₹15,510	₹4,056	₹19,566	₹7,33,237	26.68%
Oct	₹15,594	₹3,972	₹19,566	₹7,17,643	28.24%
Nov	₹15,679	₹3,887	₹19,566	₹7,01,964	29.8%
Dec	₹15,764	₹3,802	₹19,566	₹6,86,200	31.38%

2026

₹1,95,959

₹38,834

₹2,34,792

₹4,90,240

50.98%

Jan	₹15,849	₹3,717	₹19,566	₹6,70,351	32.96%
Feb	₹15,935	₹3,631	₹19,566	₹6,54,416	34.56%
Mar	₹16,021	₹3,545	₹19,566	₹6,38,394	36.16%
Apr	₹16,108	₹3,458	₹19,566	₹6,22,286	37.77%
May	₹16,195	₹3,371	₹19,566	₹6,06,091	39.39%
Jun	₹16,283	₹3,283	₹19,566	₹5,89,808	41.02%
Jul	₹16,371	₹3,195	₹19,566	₹5,73,436	42.66%
Aug	₹16,460	₹3,106	₹19,566	₹5,56,976	44.3%
Sep	₹16,549	₹3,017	₹19,566	₹5,40,427	45.96%
Oct	₹16,639	₹2,927	₹19,566	₹5,23,788	47.62%
Nov	₹16,729	₹2,837	₹19,566	₹5,07,059	49.29%
Dec	₹16,820	₹2,747	₹19,566	₹4,90,240	50.98%

2027

₹2,09,084

₹25,709

₹2,34,792

₹2,81,155

71.88%

Jan	₹16,911	₹2,655	₹19,566	₹4,73,329	52.67%
Feb	₹17,002	₹2,564	₹19,566	₹4,56,327	54.37%
Mar	₹17,094	₹2,472	₹19,566	₹4,39,232	56.08%
Apr	₹17,187	₹2,379	₹19,566	₹4,22,045	57.8%
May	₹17,280	₹2,286	₹19,566	₹4,04,765	59.52%
Jun	₹17,374	₹2,192	₹19,566	₹3,87,391	61.26%
Jul	₹17,468	₹2,098	₹19,566	₹3,69,924	63.01%
Aug	₹17,562	₹2,004	₹19,566	₹3,52,361	64.76%
Sep	₹17,658	₹1,909	₹19,566	₹3,34,704	66.53%
Oct	₹17,753	₹1,813	₹19,566	₹3,16,951	68.3%
Nov	₹17,849	₹1,717	₹19,566	₹2,99,101	70.09%
Dec	₹17,946	₹1,620	₹19,566	₹2,81,155	71.88%

2028

₹2,23,087

₹11,707

₹2,34,792

₹58,068

94.19%

Jan	₹18,043	₹1,523	₹19,566	₹2,63,112	73.69%
Feb	₹18,141	₹1,425	₹19,566	₹2,44,971	75.5%
Mar	₹18,239	₹1,327	₹19,566	₹2,26,732	77.33%
Apr	₹18,338	₹1,228	₹19,566	₹2,08,394	79.16%
May	₹18,437	₹1,129	₹19,566	₹1,89,957	81%
Jun	₹18,537	₹1,029	₹19,566	₹1,71,419	82.86%
Jul	₹18,638	₹929	₹19,566	₹1,52,782	84.72%
Aug	₹18,739	₹828	₹19,566	₹1,34,043	86.6%
Sep	₹18,840	₹726	₹19,566	₹1,15,203	88.48%
Oct	₹18,942	₹624	₹19,566	₹96,261	90.37%
Nov	₹19,045	₹521	₹19,566	₹77,216	92.28%
Dec	₹19,148	₹418	₹19,566	₹58,068	94.19%

2029

₹58,069

₹630

₹58,698

₹0

100%

Jan	₹19,252	₹315	₹19,566	₹38,817	96.12%
Feb	₹19,356	₹210	₹19,566	₹19,461	98.05%
Mar	₹19,461	₹105	₹19,566	₹0	100%

Car Loan

Car Loan EMI Calculator

Calculate your monthly EMI amount

Plan your EMI with the right ongoing rates in the market for different loans

Even 1% lower rate can save lakhs. Be prepared to get the best deal

Uh oh!
We could not fetch your credit score against the entered details. Retry entering you details or input a sample credit score to check offered interest rates.

Enter your details to get your updated credit score now

Hey , your credit score is

The best car loan interest rate available for your credit score is 8% Check EMI

Get exclusive offers when you download the ET Money app.

For your credit score

The best car loan interest rate available for your credit score is 8% Check EMI

Get your updated credit score for a more accurate measure.

Amortization schedule

Car Loan

Car Loan EMI Calculator

Calculate your monthly EMI amount

Plan your EMI with the right ongoing rates in the market for different loans

Even 1% lower rate can save lakhs. Be prepared to get the best deal

Uh oh! We could not fetch your credit score against the entered details. Retry entering you details or input a sample credit score to check offered interest rates.

Enter your details to get your updated credit score now

Hey , your credit score is

The best car loan interest rate available for your credit score is 8% Check EMI

Get exclusive offers when you download the ET Money app.

For your credit score

The best car loan interest rate available for your credit score is 8% Check EMI

Get your updated credit score for a more accurate measure.

Amortization schedule

Uh oh!
We could not fetch your credit score against the entered details. Retry entering you details or input a sample credit score to check offered interest rates.